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Showing posts with label frugality. Show all posts
Showing posts with label frugality. Show all posts

Monday, May 4, 2009

Economy vs Health

My dear brothers and sisters....

I read a chilling quote today from the head of the World Health Organization. The organization whose purpose is to be solely for the HEALTH of the world. This is what Margaret Chan, the head of the who, said today:

"As you may know, several efforts have been made to estimate the impact of an influenza pandemic on the global economy today. These estimates vary greatly depending on the assumed virulence of the virus. But all estimates agree on one point. The greatest disruption of the economy will come from the uncoordinated efforts of the general public to avoid infection. "

Now, we do not know if this is going to be severe, going to be mild, going to disappear never to return, or going to roar back like a global influenza tsunami in the fall/winter when the next wave would be expected if there was going to be one. She was not talking about this pandemic per se but about any pandemic.

But to say that people who are trying to protect themselves and their families are a disruption to the economy, and would be the GREATEST disruption to the economy distresses me greatly. If we have a 1918 pandemic, then the worse hit to the economy, more than the dead, more than the ill, more than the waves of suffering will be the people trying NOT to get sick???

I am not surprised by the idea that we are merely cogs. We chase the dollar at the expense of our families and health and God. We do not understand that we can live such healthy, happy lives with so much less than what we have, treasuring every item we have been given instead of being so overwhelmed with "stuff" that we only see quantity, not quality. We do not spend time with our families or doing good to others because we are playing with our toys or earning money for new toys. Our health is sacrificed, we are removed from the nature that the Lord created.

To have our existence belittled, to have us ridiculed, to BLAME US for economy disruptions during a future PANDEMIC boggles my mind. The fact that it is stated so clearly is disheartening.

It is as if the enemy can flaunt the damage done to the people of earth, to the minds of the people. I am not afraid though, the Lord is mightier than the who and the veils on the minds of the world. Perhaps this will shock some into saying "WOW--wait! I am not just a cog and my child is not just a cog and my neighbor is not just a cog. My life is not about the love of money....or is it?? What have I been doing mindlessly, without thought, that contributes to this?". Perhaps now we can learn the meaning of "godliness with contentment is great gain".

I am going to use this time to pray, to ask the Lord to reveal ways that I might be unconsciously contributing to this. Where is my contentment? What am I wasting? HONESTLY WHERE DOES MY TREASURE LIE?

I know I have a lot of dross to clean out of my life, a lot of poor thinking. God bless us all in our efforts to remove the cobwebs from our eyes and be content.

Wednesday, April 29, 2009

Two Weeks of Food

The CDC is now recommending that you have a 2 week stock of food and medicine because of the H1N1. http://www.cdc.gov/swineflu/

That is a good START, but I would recommend more than that. First of all, this flu is lasting longer than 2 weeks, and if a family gets it, they do not all stop and start at the same time. This pantry of groceries will mean that someone has to go out sick to pick up more, which will spread the virus.

However, if that is what you can do, please do so and quickly!


Now, for my personal recommendation....

Pandemics generally come in waves lasting about 6 weeks long. They usually have three waves. In 1918 the first wave was mild, but the second wave was very severe. The CDC says to expect this flu to wane in the summer then re-ignite in the fall. I would use this summer to make a nice pantry for yourself, have ways to manage if there is no electricity or clean water, start a garden, or have the supplies to grow things in your windowsill, etc.

If this flickers out, no harm--you can take the money you will have left over at the end of the month in the fall from not having to buy groceries and you can treat the family to something. You can still eat the food--it will not go bad if there is no pandemic. Gardening is a healthful hobby that encourages sustainable living and Christian stewardship. Adding "camping skills" such as how to purify water and how to cook over a fire are just general good knowledge items.

There is no loss if you prepare MORE. There could be a great loss if you are underprepared. There is a tendency to prepare in fear--it happens to all of us when we think our families could be in danger. However, we are not called to fear. We are given a sound mind, and a sound mind recognizes that things happen and it is wise to prepare for them. We UNDERSTAND that this does not come from us, but from the Lord--it is He who allows us to have provision, to gather when it is sunny for the times when it is rainy. He is our Provider, we just have this opportunity to take advantage of it.

Love, sparrow

Sunday, September 7, 2008

Watch your Bank of America credit card statement

My beautiful sisters.....

I wanted to bring to your attention something that some credit card companies are doing, particularly Bank of America. In the past, cc companies would up your interest rate if you were late on a payment, etc.

NOW however, some are upping the rate on those who have had no problems paying on time. You might not even know that the company has done this, unless you look VERY carefully at your statement.

This just happened to us. We had a card that went to almost 30% for NO reason at all. None. Thankfully I had happened to see an article about what cc companies are doing now here
http://finance.yahoo.com/banking-budgeting/article/105587/10-Things-Your-Bank-Won

I sent that article to TWS and about that same time, he discovered that that is EXACTLY what BoA did to us.

Here is another short but REALLY good article about what cc companies do, but do not tell you about.

http://www.smartmoney.com/deal-of-the-day/index.cfm?story=20080723-credit-card-pitfalls

Also here about trying to save money on gas and what actually ends up costing you money:
http://www.smartmoney.com/deal-of-the-day/index.cfm?story=20080721-4-bad-gas-saving-deals

Of course we know that we should stay out of debt. While we are working on it, however, we are at the mercy of cc companies unless we are careful about checking our finances, fees, increases, etc. There are so many different banks and companies, you CAN go shopping. I have read that you can try talking to a manager, not just the customer service rep, at your cc companies and let them know that you will walk immediately. Apparently, sometimes they will work with you, especially if you have been in good standing.

Have a wonderful day!

Tuesday, August 26, 2008

QUICK chicken and dumplings

A recipe for my beautiful, wonderful sisters!!

All of us are struggling with these allergies/cold/that virus we have had since last October (I kid you not)/whatever this is. Whatever it is, it seems to be perfectly at home in our sinuses, ears, and lymph nodes...much to our dismay. It has been going on long enough that we have developed a family cope: whoever looks/feels the worst automatically gets the extra sympathies for that day. When it is one of the kids, they get extra naps, when it is me, I get to not have to make supper, when it is TWS he gets cooing from me and last night he got QUICK chicken and dumplings....(I was in town most of the day and we do not have much chicken in the freezer).

Now, for REAL and PROPER chicken and dumplings, you take whole pieces of meat, with bone AND skin, and boil them in seasoned water until the meat falls off, then you pull the skin and bone out. But this uses canned chicken, canned broth, and homemade dumplings.

Now, before we get farther, we need to have a chat ;). There are northern dumplings (which might also be eastern dumplings--there seem to be some similarities in those regions) which are fluffy biscuit type things that rise to the top of the bowl. THEN there are traditional southern dumplings which do not have leavening, and are thick and dissolve slightly in the broth, making it more of a VERY thick stew instead of a soup.

(You might say "How does SHE know which is northern and which is southern?!? My southern grandma always made them fluffy!" Actually I googled it because I was curious! If you are a GRITS who eats fluffy dumplings, I PROMISE that no one will take away your membership to the Daughters of the Confederacy :-). Likewise if you are a northerner who likes dense dumplings, no one will toss you, shotput-like, below the Mason Dixon! :-) ).

Either way, this is how I made them last night. It takes about 20-30 minutes to make, maybe 40 at the most.

Expedient Chicken and Dumplings for 2 (possibly 4 if the kids are small and do not eat a ton lol)

1 or 2 cans chicken (dark meat gets less stringy than white, but either is good)
1 box LOW SODIUM chicken broth (or no sodium)
about a cup of AP flour
about half a stick of butter
Milk
Soy sauce
Pepper

Put the broth and the chicken (undrained) in a 2 quart pot and start to medium boil. Slice the COLD butter into very thin pats and put in the flour. Slide the butter in the flour between your fingers until you have broken it up some into dime sized pieces. Add milk to make a STIFF dough. Turn the dough onto a floured surface and quickly fold and turn about 5 times (you do not want the dough to fall apart too quickly). Roll to about 1/4 inch thickness and cut squares around 1.5-2 inches (it is not necessary to measure, you just do not want them narrow). Put in the boiling water but do NOT shake the excess flour off.

Add a splash of soy sauce to give "depth" of flavor. This is probably a tablespoon or three. Do not add too much, it is salty, BUT because we did not boil the bones and skin, there are "flavor notes" missing that the soy sauce adds.

Pepper liberally also while the dumplings are boiling.

Much of the dumplings will start falling apart--that is fine! You want a very thick, stick-to-your-ribs sort of broth. Start testing the dumplings for YOUR desired doneness at probably 15 minutes and checking every 5 minutes thereafter. It does not take long for the dumplings to be done.

WATCH THE POT! This is not one of those "fix and forget" type dishes. Because part of the dumplings fall apart, the starch will stick to the bottom of the pot and BURN! And it happens quicker than you think! Burnt flavor goes all through the pot, so it makes good sense to stir it occasionally and keep it cooking at just above a simmer. (I like to do dishes while it is cooking).

There ya go. Make sure that there is enough pepper to give it some flavor, if you like pepper. Also make sure to go LIGHTLY on the soy--especially if you have used full sodium broth. You can always add more.

This is like chicken soup--the pepper helps clear the sinuses, the broth adds hydration, the salt soothes and disinfects the throat and helps you hold on to water that you are probably losing from runny noses or post nasal drip or fever, both chicken and dumplings are easy on the digestion, and the hot, soft food is good on a sore throat or when you just feel punk.

Of course if you have the time, make the proper chicken and dumplings from scratch--much more nutrients from the bone and fat, and frankly the flavor is better. However, this is a good quick meal.

Saturday, August 9, 2008

Putting some by!!!

My sisters, loved by God!

Our ancestors knew the wisdom of "putting some by". It is wise to gather in times of plenty, so that there will be provision in times of leanness. For example, I have a friend who stored many dried goods, canned goods, toiletries. That became invaluable when her husband lost his job and was out of work for almost a year! Having food on hand means you can save a GREAT deal of money. Plus, I just love the feeling of having TWS say "Are we out of xyz?" and being able to go to the pantry and grab another box or bottle! If we get sick (you know how the flu will go around a household with children!), I do not have to try to drag out, infecting everyone in the store, to get tylenol or tissues. If an unforeseen expense comes up (for example, a tire blowing or an appliance breaking), we can use my grocery money for that without batting an eye. It is also wonderful to have extra during times when you know things will be more expensive, such as during Christmas, or vacations.

Plus, we can see how, if we had bought extra flour, for example, last winter, we would be able to avoid the high prices right now!!

Let's use the summer to store food for the winter. Buying in season is more healthful, cheaper, and frankly the food tastes better!

We do have wild blueberries up here, but the summer has been a bad one for berries. I bought blueberries that had come out of Canada, and the strawberries were my own.



This picture is of the berries after I have washed them, put them on saran wrap on cookie sheets and frozen them. The white on the strawberries is ice :-).


These are the bagged, frozen fruit ready to be vacumm sealed, baked into goodies, dehydrated, or canned at a later time (frankly, they will probably just be put on pancakes or in muffins!). If I am diligent about gathering produce in the summer, and frugal with its use in the winter, it generally lasts me until the next summer. I have done this with everything from collards to watermelon (the watermelon is PHENOMENAL!).

Please consider "going to the ant" and taking the time now to can, dehydrate, freeze, or juice the wonderful, fresh, local produce you can get. We trust in the Lord to take care of us, but part of that care is being diligent in the provisions as they come (something I mess up sometimes, unfortunately!).

If you have any questions, please ask! :-)

Have a blessed day!

Friday, August 1, 2008

Homemade Powdered Laundry detergent

Hello my Beautiful Sisters in Christ!

I hope your day is going well!

I wanted to show you my homemade laundry detergent. I have been using this for a couple of months now and am VERY pleased with it. It is much less expensive than other laundry soap.

I decided to try it after realizing how expensive things were getting, and because I wanted to reduce some of the chemicals we use. I am not one that thinks "everything natural is good, everything synthetic is bad" (botulism is natural...but it is not good for you!), but I also want to reduce what I can, in price, waste, and exposure to unnecessary "junk".

I know that some people use this in liquid/gel form, but dry works better for me.

First we need 1 cup of grated soap (that is what is in the baggie). I have used fels naptha, but that is more expensive and harder to find. I find that I like a white dial bar better (I think it is mountain spring?). I use a regular box grater to grate the soap (it IS just soap after all! BUT rinse the grater off well before putting it into the dishwasher....you can get a LOT of foam oozing out of the washer if you have items with too much soap on them. BTDT!). Letting the soap dry out a bit is good, but I have made laundry soap with fresh grated soap too.

I have found that I can get two cups grated out of one bar soap (if it is not precise, do not fret, it is just laundry!)

Then I take 1/2 cup Borax and 1/2 cup washing soda. NOT NOT NOT baking soda. Washing soda can be more difficult to find. You can call the Arm and Hammer people and tell them your zip code and they can give you stores that carry it in your area. HOWEVER, do not be discouraged if they tell you that there are not any. They told me that there were none, but I found it at my Fred Meyer....they probably do not count EVERY Fred Meyer individually in their system, but rather the main stores or something.

If you cannot get the washing soda, you can get the same chemical (sodium carbonate) in the pool chemical aisle (it is a MUCH more expensive there, though) or order it online. I was originally going to use the pool chemical from Fred Meyer which was about $7 if I remember correctly. Then we went to the laundry aisle and found the washing soda, which was about $3.50 for a much greater amount!!


I put all the ingredients in this bale jar and shake them until they are blended.

I have a coffee scoop in there which is about a tablespoon. I use one tablespoon for lightly soiled clothing and two for heavily soiled clothing. I have a front loading machine, so you might need to use a bit more.



I also use vinegar in the rinse water for a fabric softener. I will be honest, it is not as "softening" as a bounce sheet (though it is more softening than nothing). However, it is much less expensive and has fewer chemicals. I put a few drops of lavender oil in the vinegar too. It does not make the clothing smell very much, but I enjoy the scent as I am doing laundry :-). I am considering putting a few drops of lavender oil on a cloth and throwing that in the dryer to scent the clothing itself, especially the sheets and towels.

Some people have had trouble with their whites getting dingy. I have not noticed that so far. I have noticed that, either because of the soap or the vinegar/lavender in the rinse cycle, that the clothing does not sour as quickly if I forget to take it out that evening. I cannot tell you how many loads I have had to redo because the clothing soured when using regular laundry soap.

As always, keep the ingredients, and the laundry soap, out of the reach of children and pets!

I hope this is helpful to you! Let me know how it turns out if you try it!

Thursday, July 31, 2008

Yeast bread baking tips

My beautiful sisters!!!
Today I thought I would make a post regarding bread baking. Our summer is pretty much done, and it seems that bread baking is just the perfect post for a rainy July day!

I do not know how much y'all bake, but I cannot encourage it enough! It takes a few tries, but the reward, in cost, flavor and health, are MORE than worth it. It is not hard, it just takes a bit of practice. At some point I can post an entire start-to-finish process if y'all like, but I thought this time I would offer tips to make this process easier.


Bread can be made with only four ingredients: yeast, water, salt, and flour. Nothing else is required to make bread. However, when you make bread with only these four ingredients, you need to incorporate time in order to fully develop flavors of bread.

However, if you are starting out, creating that sort of "artisan bread" can be a bit daunting. I am still trying to learn how to do it! So let's start with an enriched bread.

In enriched bread, you add ingredients for flavoring and for conditioning the "crumb" (making it more soft and sponge-like and less crumbly).


First tip: Convenience! This works for any recipes that you use often enough to use, but not often enough to commit to memory: tape them to the inside of your cabinets! I have my top bread recipes printed out and taped to my "baking cabinet". In my baking cabinet, I have my recipe box, measuring cups, various flours, sugar, baking soda, etc. It does not have all my baking items--they would not fit. But most of my items are right there :-)



Second Tip: Salt. Do not forget the salt or omit it. It makes the bread taste terrible and is necessary for the yeast to work correctly. I have tried it before (on accident). If you are on a salt restricted diet, ask your doc, but the amount (usually 1-2 tsp) is so small when distributed throughout the whole loaf that you are not getting very much at all.


Third Tip: Powdered Milk. This gives bread a creamy, smooth texture and mouth feel. It is truly amazing what it does to bread. I usually put two to four of these heaping soup spoons in my bread recipe.

Fourth Tip: Oil. Oil also makes the crumb smooth and the mouth feel pleasant. I use butter at times, which is wonderful, but I find that the extra light olive oil works wonderfully.

Fifth Tip: Wheat Gluten. I cannot TELL you how much this changes the crumb of the bread from crumbly to smooth and elastic. It is particularly useful for whole wheat breads, where the wheat grains tend to tear the strings of naturally forming gluten in the dough. Adding extra gluten keeps bread from being crumbly. Different flours have different amounts of gluten already in them. The "bread machine", "artisan" and "better for bread" flours have higher amounts of gluten. "Pastry" flour has lower amounts, it is made with soft winter wheat instead of hard wheat. We do not want gluten when making pie crusts or biscuits as it makes them tough. However we DO want gluten in making bread--it makes them airy.

You can also get wheat gluten in bulk. It is MUCH cheaper. Safeway's bulk bin where I am carries Bob's Red Mill in their bulk bins (which is funny because the Bobs Red Mill in the baking section in boxes is VERY expensive, but you can get the same thing cheaper in the bulk bins!). I buy quantities of it and keep it in a rubbermain container in my fridge.



Sixth Tip: WETTER IS BETTER! This might be the most important tip of them all. I learned it from SHAW when she worked at a bakery. Dry dough means a dry bread. Wet dough means a moister bread. If you have been making "bricks", this is probably why (though another reason can be that the yeast is dead or killed with too hot of water, or that there has not been enough gluten development).

The top picture is dry dough. You can see the flour that still needs to be incorporated, and the dough looks and feels stiff. It is not smooth, but rather like chunky oatmeal.


This second picture shows two things: a wetter dough and some gluten development. Gluten is a protein found in wheat, and it creates long strings which form sort of a "web" to trap the gas bubbles that the yeasts are creating when they digest their food. When you have good gluten development, you can trap more gas. This creates a more airy texture and a pleasing mouth feel. Dry dough prevents good "netting", creating bread that is tough, dry, crumbly, dense, and heavy. This is really a pretty wet dough and you can have a slightly drier dough, but it is better to err on the side of wet than on the side of dry.



Seventh Tip: Forget following the recipe exactly! Now, the thing with breads is that they are very forgiving in some ways--you can add and subtract ingredients with almost total abandon. HOWEVER, the problem with bread RECIPES is that they are only a GUIDE. If you are a strict recipe follower, you need to probably get out of that habit with breads. The problem is that different brands of flour, when and where it was packed and stored, and your house humidity GREATLY affect how much water your bread will need. In dry climates, during a dry day, adding other dry ingredients, or using a whole grain flour will require MUCH more water than flour that is already holding some water from the air. Rely on FEEL, not on recipe amounts. You can always add a little more water or flour to create a damper dough.

Eighth tip: do not overproof your bread. That means when you are letting the bread rise for the second time, do not let it go "just to see how big it will get". It will look big and beautiful and incredible until it is baked...then it will sink and sag like a depressed mushroom.

Ninth Tip: Buy yeast at a warehouse club. Yeast is mind boggling expensive in regular grocery stores compared to warehouse clubs. I can get two pounds of yeast for LESS than I can get a few ounces in a jar at the grocery store! They are vacuum packed and have lasted on my shelf for years, unopened. Or you can store them in the freezer. I refrigerate mine when I open them.

I am sure there are many more tips that I can think of, but this will get us started anyway :-). I am considering going through various "easy to make, but looks hard" things that can help us create healthier lives for our families and save us money as well. Let me know if you have any questions or want to see something posted here!